Benefit from Choice!

When it comes to property and general liability coverage, you can choose between an individualized Customizer® Policy and a Business Package Policy. In deciding which works better for you, consider some of the advantages of each.

Individualized Policies

— Offer more specialized coverage options that help meet your individual business needs

— May help to minimize possible overlaps in coverage

Package Policies

— Offer the most common insurance coverage options required to run a business

— Often are easier to manage, with a single set of documents and one renewal date

— May save you time and money

Ask us about our home and auto discounts!

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281-357-5200

As a business owner, securing your business for the long-run takes a strategy that works on all fronts—responding to your individual, business and employee needs. What safeguards do you have against the liabilities and risks that come with managing your business? What are your plans for the continuation of the business after your death, or the death of a partner or a key employee? What benefits do you offer employees to maintain their security and loyalty? How about your own financial needs?

There’s a lot to consider, but — odds are — you’re not the type to shy away from resolving them. As your local insurance agent, we can give you some helpful information for responding to these and many other questions you may have about protecting your hard-earned investments. Together, we can figure out which coverage options, limits and deductibles fit your business. And, as you continue to review, change and renew your business insurance policy — we’ll be there to help with any other products you may need.

Products and Plans

Commercial Auto

Whether you own delivery vans, service trucks or just a handful of mid-class sedans for employee travel, Commercial Auto Insurance through our insurance provider will give you valuable protection against the liability upsets that could potentially stake a claim on your business assets.

Property and Liability

If you’re looking to insure your business property and protect yourself from the general risks that come with running a business, like employee dishonesty, our insurance provider offers a convenient choice between individualized or package insurance policies.

Specialty Insurance Programs

You may share common insurance needs with other businesses in your line of work. Drawing on our extensive history in commercial insurance, our insurance provider has developed Specialty Insurance Programs that offer an industry — targeted solution to your unique needs.

Supplemental Insurance for the Workplace

Our insurance provider's Workplace Division can provide your employees supplemental insurance products including Accident, Cancer and Disability Insurance. Learn more about how to satisfy the needs of your employees in a way that's convenient and economical for them and for you.

Contact us for more information or give us a call at 281-357-5200 today!

Do You Have Gaps in Coverage?

Insurance is more than just a necessity. It helps secure what’s important to you.

Together, we can take a look at your overall coverage needs and create a plan. We’ll help you consider the insurance options that address your unique needs. And we’ll be there to help you reevaluate and update your policies as your needs change over time.

Call us!

281-357-5200

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This material is intended for educational purposes only. Sembera Insurance Agency, through its insurance providers, their subsidiaries and brokers/dealers, offers property and casualty insurance, life insurance and registered securities. Certain products, such as variable annuities, variable universal life insurance, and mutual funds are available only through securities licensed representatives and sales material must be accompanied by a prospectus.

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Sembera Insurance Agency 281-357-5200