Motorcylce Coverage Options
Our motorcycle policies are not “one size fits all.” You’ve got your own special bike and unique riding style, so you deserve individual attention. That’s where I come in. Whether you’re a weekend warrior or you ride every day, I can help you select coverage options that meet your unique needs.
Review the mandatory and optional insurance coverages* summarized below. Each coverage option explained below provides you, within policy limits, important liability, property and injury protections. For instance, Liability Coverage is a mandatory coverage that protects you when you are legally required to pay for bodily injury and property damages you may cause in an accident, within policy limits. Added Equipment Coverage is an optional coverage that protects added equipment that is not included as standard equipment or is not permanently installed by the manufacturer of your cycle.**
Contact us by e-mail or call us at 281-357-5200 to discuss your options, and we will help you find the coverage that fits your motorcycle lifestyle.
Protect Yourself and Others
|
|
|
| Liability Coverage
|
|
If you’re at fault in an accident and cause damage to others, Liability Coverage typically provides protection for the damages which you are legally obligated to pay, within policy limits.
|
|
Guest Passenber
Liability Coverage
|
|
If you’re at fault in a covered accident and you have a passenger on your motorcycle, then you may be liable for injuries they might suffer. Guest Passenger Liability Coverage typically helps protect you for bodily injury to a passenger on your motorcycle, within policy limits.
|
|
Medical Payments
Coverage
|
|
If you’re injured in an accident, could you afford to pay the medical expenses? Medical Payments Coverage typically provides payment for reasonable and necessary medical treatment for you or another insured person after a covered accident, within policy limits.
|
|
Uninsured Motorist
Bodily Injury Coverage
|
|
If you're injured in an automobile accident by a negligent uninsured driver, would you want some help meeting your medical expenses and financial obligations? Uninsured Motorist Bodily Injury Coverage provides protection if you or your family are injured in a covered accident caused by a negligent uninsured driver.
|
|
Protect Your Bike
|
| Collision Coverage
|
| Your motorcycle is a valuable asset that you want to protect, maintain and repair if there are any damages. Collision Coverage typically helps pay to repair or replace your insured motorcycle after a covered accident, within policy limits.
|
|
Comprehensive
Coverage
|
|
Accidents happen — and they are not always a result of collisions with other vehicles. Comprehensive Coverage typically helps pay for covered damages to your insured motorcycle resulting from a peril other than a collision, within policy limits. Coverage includes such damages as flood, wind, theft or vandalism.
|
|
Optional Coverages
|
Towing and
Labor Costs
|
|
If your bike breaks down or you’re in an accident, you don’t have to worry about the costs of getting it home or to the shop. Towing and Labor Costs Coverage will typically reimburse you (up to the applicable limit) for your necessary towing charges should your insured motorcycle become disabled.
|
|
Rental
Reimbursement
Coverage
|
|
If your car is being serviced or repaired due to a covered loss, you don’t have to be without transportation. Rental Reimbursement Coverage reimburses you for the cost of renting a car from a rental agency or garage — up to your coverage limits.
|
|
|
|
Do You Have Gaps in Coverage?
Insurance is more than just a necessity. It helps secure what’s important to you.
Together, we can take a look at your overall coverage needs and create a plan. We’ll help you consider the insurance options that address your unique needs. And we’ll be there to help you reevaluate and update your policies as your needs change over time.
Call us!
281-357-5200
|
